Android Pay has now made its way to the Google Play store. The company has officially released this payment system for all the users as an application and can be downloaded via Play Store. The basic requirements of Android Pay are a smartphone with NFC capabilities and should run Operating System KitKat 4.4 and later. If your device has all the basic requirements, you can download the Android Pay NFC powered payment system from Google Play Store. If you are currently using Google Wallet, this payment service will be replaced once you download Android Pay.
Google Wallet will still exist, but it is going to be used as means to transfer money to one another. Android Pay will work as a payment system that allows users to pay for their shopping at the counters by using their smartphones. Currently Android Pay is only available in U.S. and supports various credit and debit cards from different banks of US. The service also supports gift cards and loyalty cards for the retailers.
Google has Android Pay, whereas Apple has Apple Pay and Samsung offers Samsung Pay.